Rates
| Minimum Balance* | APY** | |
|---|---|---|
| Prime Savings | $25 | 0.15% |
| Regular Savings | $0 | 0.15% |
| Christmas Club | $0 | 0.25% |
| Regular Checking | $500 | 0.05% |
| Economy Checking | $0 | 0.00% |
| Money Market Checking | $2,500 | 0.30% |
*Minimum balance required to earn dividends and/or avoid monthly fees.
**APY = Annual percentage yield. Rates subject to change. Call for complete details. Click here for branch locations and phone numbers.
Certificates
Effective date: 8/26/2025
| Minimum Balance* | APY** | |
|---|---|---|
| 91-day | $500 |
2.89%
|
| $10,000 | 3.10% | |
| 6-month | $500 | 3.29% |
| $10,000 | 3.50% | |
| 1 year | $500 | 3.12% |
| $10,000 | 3.32% | |
| 2 year | $500 | 2.73% |
| 3 year | $500 | 2.11% |
| 4 year | $500 | 1.99% |
| 5 year | $500 | 2.09% |
*Minimum balance required to earn dividends at applicable rate.**APY = Annual percentage yield. Rates subject to change. Call for complete details. Click here for branch locations and phone numbers.
IRAs
Effective date: 8/26/2025
| Minimum Balance* | APY** | |
|---|---|---|
| Passbook | $500 | 0.30% |
| 6 month | $500 |
3.50%
|
| 1 year | $500 | 3.32% |
| 2 year | $500 | 2.73% |
| 3 year | $500 | 2.11% |
*Minimum balance required to earn dividends at applicable rate.**APY = Annual percentage yield. Rates subject to change. Call for complete details. Click here for branch locations and phone numbers